Verified October 4, 2026

ADU Regulations in San Mateo, California

San Mateo County · CA · Pop. 105,000

San Mateo allows detached ADUs up to 18 ft to the top plate and 24 ft to the roof peak, enough for a loft-style unit. Up to 800 sq ft of ADU space is exempt from the lot's floor area limit, but larger detached ADUs must fit within the zone's remaining FAR. Compliant ADUs get a ministerial building permit with no public notice, and the owner must record a deed restriction against selling the ADU separately.

Max ADU Size

1,200

sq ft detached

Rear Setback

4 ft

Permit Timeline

60 days

Build Cost

$220,000 – $430,000

Local Rules

What's Different in San Mateo

  • ›Detached ADU height: 18 ft to top plate, 24 ft to peak
  • ›First 800 sq ft of ADU area exempt from FAR
  • ›Deed restriction required against separate sale
  • ›No rentals shorter than 30 days

Zoning

Allowed ADU Types

✓Detached ADU
✓Attached ADU
✓JADU (Junior ADU)
✓Garage Conversion
Units per single-family lot: up to 3 (ADU + JADU + detached ADU)✓ No owner-occupancy required

State law requires cities to allow, on a single-family lot, one ADU converted from existing space, one JADU, and one new detached ADU of up to 800 sq ft. Multifamily lots can add up to 8 detached ADUs (not more than the number of existing units) plus conversions of non-livable space for up to 25% of existing units.

State law preempts local owner-occupancy requirements. A single-family lot can have a conversion ADU, a JADU and a new detached ADU under state law. Multifamily lots may allow multiple detached ADUs in existing non-livable space per state law.

Source: City of San Mateo: Accessory Dwelling Units · San Mateo Municipal Code Chapter 27.19

Dimensions

Size & Setback Requirements

Detached

1,200

sq ft max

JADU

500

sq ft max

Attached

50% of primary home, max 1,200 sq ft

Setbacks

front

Same as primary dwelling

side

4 ft

rear

4 ft

Max height: 18 ft to top plate line and 24 ft to roof peak (detached); an 800 sq ft, 16 ft ADU with 4 ft setbacks is always allowed

State law floor for detached ADUs: 16 ft; 18 ft within half a mile of major transit (plus 2 ft to match the main roof pitch) or on a lot with a multistory multifamily building.

Lot coverage: Per underlying zone

ADUs built within the envelope of a legally established structure require no additional setbacks. Two-story ADUs may be permitted with design review in some zones; check with Planning for height exception process.

Permitting

Permit Process

Department

City of San Mateo Community Development Department

Review Timeline

60 days

Permit Fees

$11,000 – $22,000

Impact Fees

Impact fees waived for ADUs under 750 sq ft per state law

Required Documents

  • ›Site plan
  • ›Floor plans
  • ›Elevations
  • ›Title 24 energy compliance
  • ›Structural drawings
  • ›Geotechnical report (if required by slope conditions)

San Mateo permit fees reflect Peninsula market rates and robust city services. The city offers an online permit portal for ADU pre-screening. School fees and park fees may apply for ADUs over 750 sq ft. Early pre-application meeting strongly recommended.

Infrastructure

Utilities & Requirements

Solar

Required

Parking

Usually none

Separate Meter

Optional

Fire Sprinklers

Only if main home has them

Sewer: Connection to SFPUC/Peninsula Clean Energy grid; sewer lateral upgrade may be required for new detached ADUs
Fire Sprinklers: Not required unless primary structure requires them
Parking: No additional parking required

Financials

ADU Costs in San Mateo

Typical Build Cost

$220,000 – $430,000

Cost per Sq Ft

$300 – $385

Monthly Rental

$2,300 – $3,700/mo/mo

Property Value Added

Adds $350,000 – $600,000 to property value

Grants & Programs to Check

  • ★CalHFA ADU Grant Program (closed since December 2023; watch calhfa.ca.gov for any new funding round)
  • ★San Mateo County ADU loan programs (check county housing office)

San Mateo sits at the heart of Silicon Valley's northern corridor. Caltrain Baby Bullet service makes ADUs attractive to San Francisco and South Bay tech workers. High property values mean ADU ROI is among the strongest in California. Rental demand is consistent year-round with very low vacancy.

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State Law

California Rules That Apply in San Mateo

San Mateo can be more generous than state law but not stricter. These statewide minimums were last reviewed September 30, 2026.

Units per lot
Single-family lots can have one ADU converted from existing space, one JADU, and one new detached ADU (up to 800 sq ft). Multifamily lots can add up to 8 detached ADUs (never more than the number of existing units) plus conversions for up to 25% of existing units. Gov. Code §66323; SB 1211 (2024)
Size
Cities must allow at least an 800 sq ft ADU with 4 ft side and rear setbacks. Local maximums can be no lower than 850 sq ft (studio or one bedroom) or 1,000 sq ft (two or more bedrooms). JADUs are capped at 500 sq ft of interior livable space. Gov. Code §§66321, 66333
Height
Detached ADUs: at least 16 ft; 18 ft within half a mile of major transit (plus 2 ft to match the roof pitch of the main home) or on a lot with a multistory multifamily building. Attached ADUs: 25 ft or the zone height limit, whichever is lower. Gov. Code §66321(b)(4); AB 2221 and SB 897 (2022)
Setbacks
Side and rear setbacks for new ADUs can be no more than 4 ft. Conversions of existing legal structures need no extra setback. Front setbacks cannot block an 800 sq ft ADU. Gov. Code §66314(d)(7); AB 2221 (2022)
Permit timeline
The city has 15 business days to say whether an application is complete, or it is deemed complete. It must then approve or deny a complete application within 60 days, with no public hearing. Gov. Code §66317; SB 543 (2025)
Impact fees
No impact fees on ADUs under 750 sq ft; larger units pay fees proportional to the main home. ADUs and JADUs of 500 sq ft or less are exempt from school impact fees. Gov. Code §66324; SB 543 (2025)
Owner-occupancy
Cities cannot require the owner to live on site for an ADU. For a JADU, owner-occupancy can be required only if the JADU shares a bathroom with the main home. JADUs cannot be short-term rentals. AB 976 (2023); AB 1154 (2025)
Parking
No parking is required for an ADU within half a mile walk of public transit, in a historic district, or for a conversion, and garage parking lost to an ADU does not have to be replaced. Gov. Code §66322
Fire sprinklers
Sprinklers cannot be required in an ADU unless the main home is required to have them. Gov. Code §66314(d)(12)
Pre-approved plans
Every city must offer a program for pre-approved detached ADU plans, and plans matching a pre-approved design must be approved or denied within 30 days. AB 1332 (2023); Gov. Code §65852.27
Selling an ADU
Cities may choose to let owners sell an ADU separately as a condominium. It is a local opt-in, so check whether your city has adopted it. AB 1033 (2023)
Unpermitted ADUs
ADUs built without permits before 2020 can be legalized. Cities cannot deny them for code violations unless the unit is a health and safety hazard, and fees are limited. AB 2533 (2024)
Disclaimer: Information is compiled from publicly available municipal codes for general informational purposes only. It does not constitute legal, zoning, or construction advice. Regulations change frequently. Always verify with your local planning department. Last verified: October 4, 2026. Verify with City of San Mateo Community Development Department

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San Mateo Quick Facts

  • Max size1,200 sq ft
  • Rear setback4 ft
  • Permit timeline60 days
  • Build cost$220,000 – $430,000
  • Rental income$2,300 – $3,700/mo/mo
  • Owner occupancyNot required

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