ADU Regulations in San Mateo, California
San Mateo County · CA · Pop. 105,000
San Mateo allows detached ADUs up to 18 ft to the top plate and 24 ft to the roof peak, enough for a loft-style unit. Up to 800 sq ft of ADU space is exempt from the lot's floor area limit, but larger detached ADUs must fit within the zone's remaining FAR. Compliant ADUs get a ministerial building permit with no public notice, and the owner must record a deed restriction against selling the ADU separately.
Max ADU Size
1,200
sq ft detached
Rear Setback
4 ft
Permit Timeline
60 days
Build Cost
$220,000 – $430,000
Local Rules
What's Different in San Mateo
- ›Detached ADU height: 18 ft to top plate, 24 ft to peak
- ›First 800 sq ft of ADU area exempt from FAR
- ›Deed restriction required against separate sale
- ›No rentals shorter than 30 days
Zoning
Allowed ADU Types
State law requires cities to allow, on a single-family lot, one ADU converted from existing space, one JADU, and one new detached ADU of up to 800 sq ft. Multifamily lots can add up to 8 detached ADUs (not more than the number of existing units) plus conversions of non-livable space for up to 25% of existing units.
State law preempts local owner-occupancy requirements. A single-family lot can have a conversion ADU, a JADU and a new detached ADU under state law. Multifamily lots may allow multiple detached ADUs in existing non-livable space per state law.
Source: City of San Mateo: Accessory Dwelling Units · San Mateo Municipal Code Chapter 27.19
Dimensions
Size & Setback Requirements
Detached
1,200
sq ft max
JADU
500
sq ft max
Attached
50% of primary home, max 1,200 sq ft
Setbacks
front
Same as primary dwelling
side
4 ft
rear
4 ft
Max height: 18 ft to top plate line and 24 ft to roof peak (detached); an 800 sq ft, 16 ft ADU with 4 ft setbacks is always allowed
State law floor for detached ADUs: 16 ft; 18 ft within half a mile of major transit (plus 2 ft to match the main roof pitch) or on a lot with a multistory multifamily building.
Lot coverage: Per underlying zone
ADUs built within the envelope of a legally established structure require no additional setbacks. Two-story ADUs may be permitted with design review in some zones; check with Planning for height exception process.
Permitting
Permit Process
Department
City of San Mateo Community Development Department
Review Timeline
60 days
Permit Fees
$11,000 – $22,000
Impact Fees
Impact fees waived for ADUs under 750 sq ft per state law
Required Documents
- ›Site plan
- ›Floor plans
- ›Elevations
- ›Title 24 energy compliance
- ›Structural drawings
- ›Geotechnical report (if required by slope conditions)
San Mateo permit fees reflect Peninsula market rates and robust city services. The city offers an online permit portal for ADU pre-screening. School fees and park fees may apply for ADUs over 750 sq ft. Early pre-application meeting strongly recommended.
Infrastructure
Utilities & Requirements
Solar
Required
Parking
Usually none
Separate Meter
Optional
Fire Sprinklers
Only if main home has them
Financials
ADU Costs in San Mateo
Typical Build Cost
$220,000 – $430,000
Cost per Sq Ft
$300 – $385
Monthly Rental
$2,300 – $3,700/mo/mo
Property Value Added
Adds $350,000 – $600,000 to property value
Grants & Programs to Check
- ★CalHFA ADU Grant Program (closed since December 2023; watch calhfa.ca.gov for any new funding round)
- ★San Mateo County ADU loan programs (check county housing office)
San Mateo sits at the heart of Silicon Valley's northern corridor. Caltrain Baby Bullet service makes ADUs attractive to San Francisco and South Bay tech workers. High property values mean ADU ROI is among the strongest in California. Rental demand is consistent year-round with very low vacancy.
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State Law
California Rules That Apply in San Mateo
San Mateo can be more generous than state law but not stricter. These statewide minimums were last reviewed September 30, 2026.
- Units per lot
- Single-family lots can have one ADU converted from existing space, one JADU, and one new detached ADU (up to 800 sq ft). Multifamily lots can add up to 8 detached ADUs (never more than the number of existing units) plus conversions for up to 25% of existing units. Gov. Code §66323; SB 1211 (2024)
- Size
- Cities must allow at least an 800 sq ft ADU with 4 ft side and rear setbacks. Local maximums can be no lower than 850 sq ft (studio or one bedroom) or 1,000 sq ft (two or more bedrooms). JADUs are capped at 500 sq ft of interior livable space. Gov. Code §§66321, 66333
- Height
- Detached ADUs: at least 16 ft; 18 ft within half a mile of major transit (plus 2 ft to match the roof pitch of the main home) or on a lot with a multistory multifamily building. Attached ADUs: 25 ft or the zone height limit, whichever is lower. Gov. Code §66321(b)(4); AB 2221 and SB 897 (2022)
- Setbacks
- Side and rear setbacks for new ADUs can be no more than 4 ft. Conversions of existing legal structures need no extra setback. Front setbacks cannot block an 800 sq ft ADU. Gov. Code §66314(d)(7); AB 2221 (2022)
- Permit timeline
- The city has 15 business days to say whether an application is complete, or it is deemed complete. It must then approve or deny a complete application within 60 days, with no public hearing. Gov. Code §66317; SB 543 (2025)
- Impact fees
- No impact fees on ADUs under 750 sq ft; larger units pay fees proportional to the main home. ADUs and JADUs of 500 sq ft or less are exempt from school impact fees. Gov. Code §66324; SB 543 (2025)
- Owner-occupancy
- Cities cannot require the owner to live on site for an ADU. For a JADU, owner-occupancy can be required only if the JADU shares a bathroom with the main home. JADUs cannot be short-term rentals. AB 976 (2023); AB 1154 (2025)
- Parking
- No parking is required for an ADU within half a mile walk of public transit, in a historic district, or for a conversion, and garage parking lost to an ADU does not have to be replaced. Gov. Code §66322
- Fire sprinklers
- Sprinklers cannot be required in an ADU unless the main home is required to have them. Gov. Code §66314(d)(12)
- Pre-approved plans
- Every city must offer a program for pre-approved detached ADU plans, and plans matching a pre-approved design must be approved or denied within 30 days. AB 1332 (2023); Gov. Code §65852.27
- Selling an ADU
- Cities may choose to let owners sell an ADU separately as a condominium. It is a local opt-in, so check whether your city has adopted it. AB 1033 (2023)
- Unpermitted ADUs
- ADUs built without permits before 2020 can be legalized. Cities cannot deny them for code violations unless the unit is a health and safety hazard, and fees are limited. AB 2533 (2024)
Sources
- City of San Mateo: Accessory Dwelling Units (San Mateo Municipal Code Chapter 27.19)
- San Mateo Municipal Code 27.19.060: Single-Family ADU Development Standards
- City of San Mateo: ADU and JADU Standards
- City of San Mateo: ADU and JADU Handout
- California HCD Accessory Dwelling Unit Handbook
Compiled by the ADUByCity Team. How we verify city data.
San Mateo Quick Facts
- Max size1,200 sq ft
- Rear setback4 ft
- Permit timeline60 days
- Build cost$220,000 – $430,000
- Rental income$2,300 – $3,700/mo/mo
- Owner occupancyNot required
Official Source
City of San Mateo: Accessory Dwelling UnitsSan Mateo Municipal Code Chapter 27.19
Last verified: October 4, 2026
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